Terms of Service
HMS Developments NZ Limited
Effective Date: June 20, 2026
1. Acceptance of Terms
By accessing or using any application or service provided by HMS Developments NZ Limited ("we", "us", "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our applications or services.
2. Use of Applications
Our applications are provided for personal, non-commercial use unless otherwise stated. You agree to use our applications in compliance with all applicable laws and regulations.
3. Intellectual Property
All content, design, code, and branding within our applications and website are the intellectual property of HMS Developments NZ Limited. You may not copy, modify, distribute, or reverse-engineer any part of our applications without written permission.
4. Disclaimer of Warranties
Our applications are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our applications will be error-free, uninterrupted, or free of harmful components.
5. Limitation of Liability
To the maximum extent permitted by New Zealand law, HMS Developments NZ Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our applications. Our applications provide informational data only and should not be considered financial advice.
6. In-App Purchases
Some applications may offer in-app purchases or subscriptions. These transactions are processed by the respective app store (Apple App Store or Google Play Store). Refund policies are governed by the app store's terms.
7. Third-Party Services
Our applications may integrate with third-party APIs and services. We are not responsible for the availability, accuracy, or reliability of these third-party services.
8. Modifications
We reserve the right to modify these Terms of Service at any time. Continued use of our applications after changes are posted constitutes acceptance of the updated terms.
9. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of New Zealand.
10. Contact
For questions about these Terms of Service, please contact us at [email protected].